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STUDENT LOAN TERMS – GRADUATE PROGRAM (Masters)

This Agreement sets out the terms and conditions under which Phoenix Global Travel Services will provide direct admission consultation and processing services for study abroad applicants.

Loan Amount;

  • Up to 30,000 USD: Covers Tuition and living expenses

Disbursement

    Amount will be directly transferred to university's account and Processing fees to be paid on disbursed amount only.

Payment terms:

  • Full simple interest payments while being in school
  • 10-year principal repayment period beginning 6 months after graduation.

Interest Rate:

  • Interest Rate: Starting at 12.99%
  • Interest rate discount of up to 0.25%.
  • Fixed Simple interest Rate after discount: Starting at 12.74% onward.
  • Origination fee of 6.5%, added to balance and term of the loan.
  • Processing fees to be paid on disbursed amount only.
  • No prepayment penalty.
  • Free loan letter
Documents Required

The Client agrees to provide all relevant documents as specified below:

  • International Passport
  • If currently employed, monthly gross salary?
  • Proper Permanent Address with postal code
  • UG degree
  • Admit Letter

Payment Terms

  • Application fee: ₦100,000
  • ₦20,000 for each requested document (2 References, Statement of Purpose (SOP) and CV preparation).
  • ₦640,000 payable after student loan is granted.
  • ₦440,000 without Visa process.

If scholarship is secured, visa support processing is available at ₦200,000 (without a visa, the charge does not apply).

NB: Application fee is non refundable

Testimonials

Take Our Clients' Word for it

"Phoenix Global Travel handled my visa application from start to finish with professionalism and care. Their team made everything clear, answered all my questions, and guided me through the process. Thanks to them, I’m now settled in my new country"

Mrs. Titilayo O., Lagos

"I wasn’t sure where to start with the immigration process, especially with all the paperwork. Phoenix Global Travel made it easy. They kept me informed every step of the way. I couldn’t have asked for better support."

Mr. Chinedu E., Abuja

"From the initial consultation to getting my work permit, Phoenix Global Travel was prompt, reliable, and very thorough. They go above and beyond to make sure clients feel confident and stress-free"

Chief Bamidele A., Lagos

"Phoenix Global Travel helped me secure a study visa fast. Their knowledge of immigration rules is excellent. What impressed me most was their responsiveness — always replying quickly and making adjustments when needed."

Mr. Yusuf S., Abuja

"I tried doing this immigration thing myself but got stuck multiple times. Hiring Phoenix Global Travel was the best decision. The process was smooth and their team treated me like I mattered, not just another application."

Mrs. Nneka U., Abuja

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Frequently Asked Questions

The Requirements for work permit Applicant include:
1) Your CV OR Resume which must contain your Complete address and phone number
2) Scanned Data page of your international Passport, validity of your International passport must be more than 6months
3) Fully completed form from Phoenix Global Travel Services
4) Educational certificate held.
5) Applicants passport photograph on a white background.
6) Copy of your NIN Card or National ID card.

GVVA stands for Gecombineerde Vergunning Verblijf en Arbeid, which translates to a Combined Work and Residence Permit.
MVV stands for Machtiging tot voorlopig verblijf, which translates to "authorisation for temporary stay" or a "provisional residence permit".

This depends on which of our work visas you are applying for. Spouses/partners and children under 18 can apply as dependents.

1. Book a free consultation. (Apply).
2. Share your goals and documents.
3. Let us handle the rest—from application to approval!

Absolutely. We work only with government-approved options and conduct due diligence to protect your application.

PGTS AGENCY

Phoenix Global Travel Service Agency is a trusted immigration and travel consultancy dedicated to helping individuals and families pursue opportunities abroad. We specialize in providing expert guidance for work permits, study visas, permanent residency, and travel documentation across major destinations including the Netherlands, Ireland, Malta, France, Spain, Australia, and more.

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    • Work Hours
    Mondays-Thursdays

    09:00 AM to 05:00 PM

    Fridays

    09:00 AM to 04:00 PM

    Off-Days

    Saturday & Sundays

    Contact Info
    ADDRESS

    Abuja, FCT, Nigeria

    Email

    pgtsagency@gmail.com

    Phone

    +234 911 019 8955

    Whatsapp

    +234 911 019 8955